Lydia

Step into the world of effortless and flexible banking with Lydia, the innovative app designed to transform how you manage and spend your money. This application allows for swift, secure, and free monetary transactions with any contact possessing a phone number. Whether splitting bills, requesting reimbursements, or pooling funds for events, you're covered.

Take control of your finances with a robust array of features tailored to provide a seamless banking experience. Leverage the convenience of physical cards or Internet Visa for expenditures. Enjoy the freedom of limitless contactless purchases through Google Pay, and rest assured with free international payments and withdrawals, avoiding unexpected charges.

Real-time balance tracking and instant notifications for all transactions keep users informed and in command of their financial activity. For superior organization, it's easy to set up sub-accounts for individual financial goals, or establish shared accounts for effortless money management with a partner, roommates, or family.

The app offers additional security for online payments with Internet Cards. Users can centralize their financial life by connecting all their bank accounts in one intuitive platform, striving to streamline transactions and reduce the hassle of juggling between multiple banking platforms.

Should the need arise for a personal loan, the process is straightforward, connecting users with credit partners who assess eligibility based on various criteria, ensuring clear communication of terms such as APR and repayment conditions. With loan durations ranging from 90 days up to 36 months and APRs tailored to meet regulatory standards, the arrangement ensures a transparent and fair lending process.

Experience reliability with a commitment to security, developed in Paris to adhere to the latest in banking and IT standards while fully respecting user privacy and European GDPR directives. Be part of the transformation, and redefine your banking experience with Lydia—a secure, all-in-one financial solution for the modern user.